Cigna Dental Network Access Plan

Dental care should be affordable for anyone. And now it is. With Cigna Dental Network Access Plan you will automatically pay a lot less anytime you visit a dentist.


How a Cigna Dental Network Access Plan works

dental patient card

Pick your plan

Just choose the type of dental procedure you need, enter your ZIP code, and choose between a family or individual plan.

dentist icon

Visit your dentist

Once you have a plan set up, you can start scheduling dentist appointments. There are no health restrictions (pre-existing conditions welcome).

saving money on dentistry

Save your money

Every time you visit your dentist, just show your membership card and the discount will be applied right then and there. You’ll never have to deal with paperwork, waiting, deductibles, or limits.

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How are dental discount plans and standard dental insurance different?

Dental discount plans and dental insurance are not the same thing. Here’s a chart that shows you how the two are vastly different:

Discount Dental Plans
No deductibles or limits on savings.
Most plans become available in a few business days.
No paperwork needed, sign up online.
No health restrictions, works with pre-existing conditions.
You select a plan that’s customized to your dental care needs.
Small annual fee instead of a high monthly premium.
Dental Insurance
Spending limits and high deductibles.
Policies can take weeks to establish.
Usually lots of paperwork and waiting for the paperwork to go through the mail.
Restrictions on dental care for those with pre-existing conditions.
Many dental procedures are not covered or categorized as “necessary”.
Monthly premiums can be high.

How much you can save with Cigna Dental Network Access

With CIGNA Dental Network Access you will enjoy significant discounts for most of dental procedures: preventative dental care, major dental care, specialty treatment and cosmetic services. Here’s an example fee schedule:

DescriptionRegular CostCigna Cost$ Savings% Savings
Adult Cleaning$129$39$9070%
Child Cleaning$92$32$6065%
Routine Checkup$76$19$5775%
Four Bitewing X-rays$87$26$6170%
Composite (White) Filling Code$207$66$14168%
Crown (porcelain fused to high noble metal)$1,461$589$87260%
Complete Upper Denture$2,118$747$1,37165%
Molar Root Canal$1,415$508$90764%
Extraction (single tooth)$246$67$17973%

Questions & Answers

What is a dental discount plan (or dental savings plan)?

A dental discount plan, also called a dental savings plan, is an another option instead of getting standard dental insurance. With an affordable plan this type, you pay an annual fee and get discounts on your dental care of up to 60%.

Can I use my dental discount plan in combination with my dental insurance?

Yes, as long as you’ve reached the annual maximum on your dental insurance policy. And you’re also not able to use your insurance and your discount plan on the same dental procedure (according to insurance rules).

Your dentist can help you figure out how you can use these two together in regard to your specific dental care.

Am I limited on how many times I can get a discount?

No, there are no limits with a dental discount plan. You can get a discount every single time you receive dental care.

Do I have to file a claim for reimbursement after getting dental care?

No, once you show your membership card, your discount is applied in-office. This means no need to fill out paperwork or file a claim.

Where can I get discounts on dental care?

You can get a discount at any dentist in-network. To see what dental professionals are in the network, you can check out Cigna’s search tool (choose the “Find Dentists” option).

Can I still get a discount when receiving care from an out-of-network dentist?

No, but if your dentist is out-of-network, they can join the network by contacting Cigna.

What is the point of a fee schedule?

A fee schedule is a list of set fees that a dental professional will charge to patients depending on the care given. The main purpose for a fee schedule is so the dentist can bill the insurance company for reimbursement.

Will I be covered if I need a special procedure, like dental implants or braces?

Possibly. Many discount plans can cover these types of procedures. For help with this, you can contact :DentalPlans’ Customer Service Department at 1-844-473-9852.

Why do dentists participate in discount dental plans? Aren’t they losing money?

It’s true that dental professional don’t make as much when a patient has a dental discount plan because these plans aren’t insurance, meaning the dental professional can’t file for a reimbursements.

The main reason dentists join a discount plan network is to attract more patients. The more affordable a dentist is, the more people will use them for dental needs. So both the patient and the dentist benefit.

Are there any coupon codes available?

Yes, but only for Authority Dental readers. Just use the coupon code AUTH10 at checkout and you’ll get 10% off and two months free (applies to any plan).

Is there a money-back guarantee?

Yes, has a 30-day money back guarantee (minus the $20 processing fee). This applies any dental discount plan from their website. For more info, you can either call :DentalPlans 1-844-473-9852 or read their Refund And Cancellation Policy.

This all sounds great! How can I get started?

Here’s a step-by-step guide to signing up for a plan:

  1. Visit
  2. Choose the dental care you need
  3. Enter your ZIP code and choose either a family plan or an individual plan
  4. Then you can compare the plans and see the actual numbers side-by-side and how much you could save

But before you do that, you can visit the Savings Calculator to see how fast your savings will add up. You just have to fill out a short form that asks:

  • Who is the plan for?
  • Are you looking for a specific procedure?
  • Your ZIP code
  • Your email address

This FAQ was helpful, but it didn’t answer all of my questions. Where can I get more info?

The best and quickest way to get all of your questions answered and to get help signing up for a plan, you can call the :DentalPlans Customer Service Department at 1-844-473-9852.