Cigna Dental Network Access Plan
Dental care should be affordable for anyone. And now it is. With Cigna Dental Network Access Plan you will automatically pay a lot less anytime you visit a dentist.
How a Cigna Dental Network Access Plan works
Pick your plan
Just choose the type of dental procedure you need, enter your ZIP code, and choose between a family or individual plan.
Visit your dentist
Once you have a plan set up, you can start scheduling dentist appointments. There are no health restrictions (pre-existing conditions welcome).
Save your money
Every time you visit your dentist, just show your membership card and the discount will be applied right then and there. You’ll never have to deal with paperwork, waiting, deductibles, or limits.
How are dental discount plans and standard dental insurance different?
Dental discount plans and dental insurance are not the same thing. Here’s a chart that shows you how the two are vastly different:
How much you can save with Cigna Dental Network Access
With CIGNA Dental Network Access you will enjoy significant discounts for most of dental procedures: preventative dental care, major dental care, specialty treatment and cosmetic services. Here’s an example fee schedule:
| Description | Regular Cost | Cigna Cost | $ Savings | % Savings |
|---|---|---|---|---|
| Adult Cleaning | $39 | $90 | 70% | |
| Child Cleaning | $32 | $60 | 65% | |
| Routine Checkup | $19 | $57 | 75% | |
| Four Bitewing X-rays | $26 | $61 | 70% | |
| Composite (White) Filling Code | $66 | $141 | 68% | |
| Crown (porcelain fused to high noble metal) | $589 | $872 | 60% | |
| Complete Upper Denture | $747 | $1,371 | 65% | |
| Molar Root Canal | $508 | $907 | 64% | |
| Extraction (single tooth) | $67 | $179 | 73% |
Questions & Answers
What is a dental discount plan (or dental savings plan)?
Can I use my dental discount plan in combination with my dental insurance?
Yes, as long as you’ve reached the annual maximum on your dental insurance policy. And you’re also not able to use your insurance and your discount plan on the same dental procedure (according to insurance rules).
Your dentist can help you figure out how you can use these two together in regard to your specific dental care.
Am I limited on how many times I can get a discount?
Do I have to file a claim for reimbursement after getting dental care?
Where can I get discounts on dental care?
Can I still get a discount when receiving care from an out-of-network dentist?
What is the point of a fee schedule?
Will I be covered if I need a special procedure, like dental implants or braces?
Why do dentists participate in discount dental plans? Aren’t they losing money?
It’s true that dental professional don’t make as much when a patient has a dental discount plan because these plans aren’t insurance, meaning the dental professional can’t file for a reimbursements.
The main reason dentists join a discount plan network is to attract more patients. The more affordable a dentist is, the more people will use them for dental needs. So both the patient and the dentist benefit.
Are there any coupon codes available?
Is there a money-back guarantee?
This all sounds great! How can I get started?
Here’s a step-by-step guide to signing up for a plan:
- Visit DentalPlans.com
- Choose the dental care you need
- Enter your ZIP code and choose either a family plan or an individual plan
- Then you can compare the plans and see the actual numbers side-by-side and how much you could save
But before you do that, you can visit the Savings Calculator to see how fast your savings will add up. You just have to fill out a short form that asks:
- Who is the plan for?
- Are you looking for a specific procedure?
- Your ZIP code
- Your email address